Walking, swimming, riding my bicycle
Philippe Begas
Control Expert
Rhode-Saint-Genèse
Summary
Throughout many years of experience in Operation, Finance, Control, Compliance and Audit departments, I had the opportunity to demonstrate my ability to
- effectively plan my work, take initiatives and team up with local management, and
- implement new control plan, analyze processes, recommend improvements and write reports.
Overview
34
34
years of professional experience
10
10
years of post-secondary education
3
3
Certifications
5
5
Languages
Work History
Senior Expert - Internal Audit (BE)
Keytrade Bank
10.2020 - 12.2023
- Performed missions in accordance with audit standards, to assure respect of applicable policies and regulatory guidelines, and to improve operations and reports.
- Participated in continuous improvement by generating suggestions and recommendations.
Head of Permanent Control (BE/LU/CH)
Keytrade Bank
11.2016 - 09.2020
- Developed and implemented an operational risk-based control plan.
- Realized and supervised second level controls to assure compliance with policies and regulatory guidelines, efficiency of operations and liability of reports.
- Participated in continuous improvement by generating suggestions and recommendations.
- Contributed to a positive perception of control functions.
Head of Permanent Control (BE)
Keytrade Bank (ex-Fortuneo Belgium)
11.2015 - 10.2016
- Developed and implemented an operational risk-based control plan.
- Realized second level controls to assure compliance with policies and regulatory guidelines, efficiency of operations and liability of reports.
- Participated in continuous improvement by generating suggestions and recommendations.
Permanent Controller & AML/FT Officer
Keytrade Bank (ex-Fortuneo Belgium)
10.2011 - 10.2015
- Carried out the annual control plan and improved the control environment.
- Contributed to the improvement of the operational risk cartography.
- Supervised the client acceptance process and policy.
- Monitored the anti-money laundering and fight against terrorism processes.
Internal Control & Compliance Officer
Keytrade Bank (ex-Fortuneo Belgium)
12.2010 - 09.2011
- Ensured acquaintance with compliance standards and regulatory requirements.
- Identified compliance risks and manage them by providing advices and trainings.
- Improved the anti-money laundering processes to meet regulatory requirements.
- Actively participated to the elaboration of the operational risk cartography.
Finance Permanent Controller
Keytrade Bank (ex-Cortal Consors Belgium)
12.2006 - 11.2010
- Ensured bank and internal accounts control, as well as financial reports.
- Monitored daily treasury investments.
- Implemented second level control on back-office department.
- Followed up the operational risk incidents and audit recommendations.
Sabbatical Period
Personal projects
01.2006 - 11.2006
- Amongst others, discovering Central America (from Mexico to Panama)
Loan Operation Officer
Deutsche Bank
10.2002 - 12.2006
- Updated commercial loans and collaterals.
- Elaborated various credit risk reports.
- Backed-up pledge deposits and floating collateral follow-up.
Cash Operation Officer - Support Team
Deutsche Bank
04.2002 - 09.2002
- Verified and released domestic payments and direct debits.
- Trained staff for the new IT system (general payment module).
Cash Operation Officer - Investigation Team
Deutsche Bank
05.1998 - 03.2002
- Analyzed and solved all sorts of problem related to domestic, international and electronic payments.
Accounting Officer
Virgin Express
08.1997 - 05.1998
- Input and classification of incoming invoices
Change Officer
Change Center
08.1996 - 07.1997
- Changed Travellers Cheques and foreign currencies.
Accounting Officer (as Temp)
Avis Fleet Services
08.1995 - 07.1996
- Input and classification of incoming invoices.
Military Service
Telecommunications
08.1991 - 04.1992
Record Officer
Westinghouse Energy Systems
08.1990 - 07.1991
- Stage Onem - recording of all kind of documents.
Various Temporary Jobs
M.T.I. Interim
08.1989 - 07.1990
Telexist
Cerestar SA
07.1989 - 07.1989
Education
Bachelier Académique - Commercial Sciences
I.S.C St Louis / ICHEC
Brussels 09.1992 - 06.1995
General Secundary Education -
Collège Sainte-Marie
Rêves 09.1980 - 09.1987
Skills
Internal auditing
Internal Control
Operational Risk
Compliance (Banking sector)
Report writing
Solution oriented
Team leadership
Certification
CIA and CISA in preparation
Interests
History, travels, cooking, gardening
Timeline
CIA and CISA in preparation
03-2022
Senior Expert - Internal Audit (BE)
Keytrade Bank
10.2020 - 12.2023
CFSA/CRMA/CCSA
06-2019
CICS
07-2018
Head of Permanent Control (BE/LU/CH)
Keytrade Bank
11.2016 - 09.2020
Head of Permanent Control (BE)
Keytrade Bank (ex-Fortuneo Belgium)
11.2015 - 10.2016
Permanent Controller & AML/FT Officer
Keytrade Bank (ex-Fortuneo Belgium)
10.2011 - 10.2015
Internal Control & Compliance Officer
Keytrade Bank (ex-Fortuneo Belgium)
12.2010 - 09.2011
Finance Permanent Controller
Keytrade Bank (ex-Cortal Consors Belgium)
12.2006 - 11.2010
Sabbatical Period
Personal projects
01.2006 - 11.2006
Loan Operation Officer
Deutsche Bank
10.2002 - 12.2006
Cash Operation Officer - Support Team
Deutsche Bank
04.2002 - 09.2002
Cash Operation Officer - Investigation Team
Deutsche Bank
05.1998 - 03.2002
Accounting Officer
Virgin Express
08.1997 - 05.1998
Change Officer
Change Center
08.1996 - 07.1997
Accounting Officer (as Temp)
Avis Fleet Services
08.1995 - 07.1996
Bachelier Académique - Commercial Sciences
I.S.C St Louis / ICHEC
09.1992 - 06.1995
Military Service
Telecommunications
08.1991 - 04.1992
Record Officer
Westinghouse Energy Systems
08.1990 - 07.1991
Various Temporary Jobs
M.T.I. Interim
08.1989 - 07.1990
Telexist
Cerestar SA
07.1989 - 07.1989
General Secundary Education -
Collège Sainte-Marie
09.1980 - 09.1987