Walking, swimming, riding my bicycle
Philippe Begas
Control Expert
Rhode-Saint-Genèse
Summary
Throughout many years of experience in Operation, Finance, Control, Compliance and Audit departments, I had the opportunity to demonstrate my ability to
- effectively plan my work, take initiatives and team up with local management, and
- implement new control plan, analyze processes, recommend improvements and write reports.
Overview
34
34
years of professional experience
10
10
years of post-secondary education
3
3
Certifications
5
5
Languages
Work History
Senior Expert - Internal Audit (BE)
Keytrade Bank
10.2020 - 12.2023
- Performed missions in accordance with audit standards, to assure respect of applicable policies and regulatory guidelines, and to improve operations and reports.
- Participated in continuous improvement by generating suggestions and recommendations.
Head of Permanent Control (BE/LU/CH)
Keytrade Bank
11.2016 - 09.2020
- Developed and implemented an operational risk-based control plan.
- Realized and supervised second level controls to assure compliance with policies and regulatory guidelines, efficiency of operations and liability of reports.
- Participated in continuous improvement by generating suggestions and recommendations.
- Contributed to a positive perception of control functions.
Head of Permanent Control (BE)
Keytrade Bank (ex-Fortuneo Belgium)
11.2015 - 10.2016
- Developed and implemented an operational risk-based control plan.
- Realized second level controls to assure compliance with policies and regulatory guidelines, efficiency of operations and liability of reports.
- Participated in continuous improvement by generating suggestions and recommendations.
Permanent Controller & AML/FT Officer
Keytrade Bank (ex-Fortuneo Belgium)
10.2011 - 10.2015
- Carried out the annual control plan and improved the control environment.
- Contributed to the improvement of the operational risk cartography.
- Supervised the client acceptance process and policy.
- Monitored the anti-money laundering and fight against terrorism processes.
Internal Control & Compliance Officer
Keytrade Bank (ex-Fortuneo Belgium)
12.2010 - 09.2011
- Ensured acquaintance with compliance standards and regulatory requirements.
- Identified compliance risks and manage them by providing advices and trainings.
- Improved the anti-money laundering processes to meet regulatory requirements.
- Actively participated to the elaboration of the operational risk cartography.
Finance Permanent Controller
Keytrade Bank (ex-Cortal Consors Belgium)
12.2006 - 11.2010
- Ensured bank and internal accounts control, as well as financial reports.
- Monitored daily treasury investments.
- Implemented second level control on back-office department.
- Followed up the operational risk incidents and audit recommendations.
Sabbatical Period
Personal projects
01.2006 - 11.2006
- Amongst others, discovering Central America (from Mexico to Panama)
Loan Operation Officer
Deutsche Bank
10.2002 - 12.2006
- Updated commercial loans and collaterals.
- Elaborated various credit risk reports.
- Backed-up pledge deposits and floating collateral follow-up.
Cash Operation Officer - Support Team
Deutsche Bank
04.2002 - 09.2002
- Verified and released domestic payments and direct debits.
- Trained staff for the new IT system (general payment module).
Cash Operation Officer - Investigation Team
Deutsche Bank
05.1998 - 03.2002
- Analyzed and solved all sorts of problem related to domestic, international and electronic payments.
Accounting Officer
Virgin Express
08.1997 - 05.1998
- Input and classification of incoming invoices
Change Officer
Change Center
08.1996 - 07.1997
- Changed Travellers Cheques and foreign currencies.
Accounting Officer (as Temp)
Avis Fleet Services
08.1995 - 07.1996
- Input and classification of incoming invoices.
Military Service
Telecommunications
08.1991 - 04.1992
Record Officer
Westinghouse Energy Systems
08.1990 - 07.1991
- Stage Onem - recording of all kind of documents.
Various Temporary Jobs
M.T.I. Interim
08.1989 - 07.1990
Telexist
Cerestar SA
07.1989 - 07.1989
Education
Bachelier Académique - Commercial Sciences
I.S.C St Louis / ICHEC
Brussels 09.1992 - 06.1995
General Secundary Education -
Collège Sainte-Marie
Rêves 09.1980 - 09.1987
Skills
Internal auditing
undefinedCertification
CIA and CISA in preparation
Interests
History, travels, cooking, gardening
Timeline
CIA and CISA in preparation
03-2022
Senior Expert - Internal Audit (BE)
Keytrade Bank
10.2020 - 12.2023
CFSA/CRMA/CCSA
06-2019
CICS
07-2018
Head of Permanent Control (BE/LU/CH)
Keytrade Bank
11.2016 - 09.2020
Head of Permanent Control (BE)
Keytrade Bank (ex-Fortuneo Belgium)
11.2015 - 10.2016
Permanent Controller & AML/FT Officer
Keytrade Bank (ex-Fortuneo Belgium)
10.2011 - 10.2015
Internal Control & Compliance Officer
Keytrade Bank (ex-Fortuneo Belgium)
12.2010 - 09.2011
Finance Permanent Controller
Keytrade Bank (ex-Cortal Consors Belgium)
12.2006 - 11.2010
Sabbatical Period
Personal projects
01.2006 - 11.2006
Loan Operation Officer
Deutsche Bank
10.2002 - 12.2006
Cash Operation Officer - Support Team
Deutsche Bank
04.2002 - 09.2002
Cash Operation Officer - Investigation Team
Deutsche Bank
05.1998 - 03.2002
Accounting Officer
Virgin Express
08.1997 - 05.1998
Change Officer
Change Center
08.1996 - 07.1997
Accounting Officer (as Temp)
Avis Fleet Services
08.1995 - 07.1996
Bachelier Académique - Commercial Sciences
I.S.C St Louis / ICHEC
09.1992 - 06.1995
Military Service
Telecommunications
08.1991 - 04.1992
Record Officer
Westinghouse Energy Systems
08.1990 - 07.1991
Various Temporary Jobs
M.T.I. Interim
08.1989 - 07.1990
Telexist
Cerestar SA
07.1989 - 07.1989
General Secundary Education -
Collège Sainte-Marie
09.1980 - 09.1987
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