Pablo Guerron Alvarez
Grimbergen
Summary
Highly-motivated employee with desire to take on new challenges. Strong work ethic, adaptability, and exceptional interpersonal skills. Adept at working effectively unsupervised and quickly mastering new skills.
Overview
3
3
years of professional experience
1
1
Certification
Work History
Credit Analyst
Credit Brokers BNP Paribas Fortis
Brussels
01.2025 - Current
- Presented key information to upper management and executive team for loan recommendations.
- Utilized credit scoring models to rank clients based on their credit risk.
- Participated in credit committees to present analysis and recommendations on credit proposals.
Credit Analyst
ALD Automotive
Diegem
10.2024 - 01.2025
- Interpreted complex financial data such as balance sheets, cash flow statements and income statements.
- Performed due diligence on new applicants by verifying income, assets and liabilities through public records or third-party sources.
- Utilized financial models to forecast future earnings and determine the feasibility of loan requests.
Credit Analyst
Credit brokers BNP Paribas Fortis
Brussels
01.2024 - 10.2024
- Presented key information to upper management and executive team for loan recommendations.
- Utilized credit scoring models to rank clients based on their credit risk.
- Participated in credit committees to present analysis and recommendations on credit proposals.
Credit Analyst
Bpost Banque
Brussels
10.2021 - 01.2024
- Assessed the creditworthiness of potential clients through financial analysis.
- Conducted detailed analysis of customers' liquidity, capital structure, borrowing capacity and debt serviceability.
- Analyzed financial data obtained from customers including income, assets and liabilities to determine loan feasibility.
Education
Bachelor of Science - Business Management
Odisee University
Brussels01-2021
Skills
- Credit risk assessment
- Financial modeling
- Data analysis
- Loan evaluation
- Credit scoring
- Regulatory compliance
Languages
Spanish
First Language
French
Proficient (C2)
C2
Dutch
Proficient (C2)
C2
English
Proficient (C2)
C2
German
Elementary (A2)
A2
Certification
- Febelfin Consumer Loans
- Google analytics
- Febelfin General Principles
- Febelfin Mortgage Loans
Timeline
Credit Analyst
Credit Brokers BNP Paribas Fortis
01.2025 - Current
Credit Analyst
ALD Automotive
10.2024 - 01.2025
Credit Analyst
Credit brokers BNP Paribas Fortis
01.2024 - 10.2024
Credit Analyst
Bpost Banque
10.2021 - 01.2024
Bachelor of Science - Business Management
Odisee University
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