Summary
Overview
Work History
Education
Skills
Languages
Certification
Timeline
Generic

Pablo Guerron Alvarez

Grimbergen

Summary

Highly-motivated employee with desire to take on new challenges. Strong work ethic, adaptability, and exceptional interpersonal skills. Adept at working effectively unsupervised and quickly mastering new skills.

Overview

3
3
years of professional experience
1
1
Certification

Work History

Credit Analyst

Credit Brokers BNP Paribas Fortis
Brussels
01.2025 - Current
  • Presented key information to upper management and executive team for loan recommendations.
  • Utilized credit scoring models to rank clients based on their credit risk.
  • Participated in credit committees to present analysis and recommendations on credit proposals.

Credit Analyst

ALD Automotive
Diegem
10.2024 - 01.2025
  • Interpreted complex financial data such as balance sheets, cash flow statements and income statements.
  • Performed due diligence on new applicants by verifying income, assets and liabilities through public records or third-party sources.
  • Utilized financial models to forecast future earnings and determine the feasibility of loan requests.

Credit Analyst

Credit brokers BNP Paribas Fortis
Brussels
01.2024 - 10.2024
  • Presented key information to upper management and executive team for loan recommendations.
  • Utilized credit scoring models to rank clients based on their credit risk.
  • Participated in credit committees to present analysis and recommendations on credit proposals.

Credit Analyst

Bpost Banque
Brussels
10.2021 - 01.2024
  • Assessed the creditworthiness of potential clients through financial analysis.
  • Conducted detailed analysis of customers' liquidity, capital structure, borrowing capacity and debt serviceability.
  • Analyzed financial data obtained from customers including income, assets and liabilities to determine loan feasibility.

Education

Bachelor of Science - Business Management

Odisee University
Brussels
01-2021

Skills

  • Credit risk assessment
  • Financial modeling
  • Data analysis
  • Loan evaluation
  • Credit scoring
  • Regulatory compliance

Languages

Spanish
First Language
French
Proficient (C2)
C2
Dutch
Proficient (C2)
C2
English
Proficient (C2)
C2
German
Elementary (A2)
A2

Certification

  • Febelfin Consumer Loans
  • Google analytics
  • Febelfin General Principles
  • Febelfin Mortgage Loans

Timeline

Credit Analyst

Credit Brokers BNP Paribas Fortis
01.2025 - Current

Credit Analyst

ALD Automotive
10.2024 - 01.2025

Credit Analyst

Credit brokers BNP Paribas Fortis
01.2024 - 10.2024

Credit Analyst

Bpost Banque
10.2021 - 01.2024

Bachelor of Science - Business Management

Odisee University

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Pablo Guerron Alvarez